Smart Lending Prestatech joins Mia-Platform Partner Program

Smart Lending: Prestatech integrates its parsing, data gathering, and data enrichment services within Mia-Platform Marketplace

February 23, 2022 – Mia-Platform has signed a partnership with Prestatech, the fintech scale-up which has developed the innovative Open API platform for digital credit based on Artificial Intelligence, algorithms, and big data. The goal of the cooperation is to enable banking, financial, and credit institutions to improve the management of data and processes in order to ensure faster and more reliable credit assessments. 

Who is Prestatech

Prestatech is the FinTech scale-up which has developed the innovative Open API platform for digital credit, providing end-to-end instant lending solutions and modular services which can be easily integrated in consolidated credit processes with a plug and play approach.

Prestatech and Mia-Platform share the same speed of execution and dedication to create unique products and innovative solutions. This partnership facilitates the diffusion of services with high technological content for banking institutions, and supports them to strategically manage financial data and to adopt innovative smart lending solutions.

 Luca Terragni, CPO at Prestatech

What is the goal of the collaboration

Thanks to this new partnership, Prestatech’s digital services are now integrated within Mia-Platform Marketplace, and enable financial services enterprises to:

  • Optimize the credit assessment process thanks to a scoring system based on AI and Machine Learning;
  • Analyze financial documents in real time to conduct credit analysis in shorter time;
  • Offer innovative and customized credit solutions and services;
  • Implement more efficient policies of risk management through the use of transactional data;
  • Benefit from the new Open Banking paradigm to better get to know and understand the client base.

This partnership enriches Mia-Platform’s and Mia-FinTech’s offers for banks and financial institutions through Prestatech’s modular and customizable services. This set of solutions is unique on the market, as it is based on a new credit paradigm, and enhanced by Artificial Intelligence, algorithms and big data. 

Bruno Natoli, CEO at Mia-FinTech


Prestatech is a digital credit factory which develops credit services for financial institutions through its Open API Platform.

Thanks to its platform, Prestatech offers API solutions based on Artificial Intelligence, algorithms and big data to banks. Its services, offered in a tech-as-a-service mode, focus on end-to-end digital credit processes.

Among the most innovative players in the Italian financial market for data enrichment, data parsing, and scoring services, Prestatech is the natural evolution of Prestacap, a direct-lending platform launched in 2015, and is composed of a young and entrepreneurial team, which has an extensive and long-dated experience in the FinTech space.

Discover the website: 


Founded in December 2021, Mia-FinTech is the fintech startup based on the experience acquired by Mia-Platform, the leading Italian tech company that has revolutionized the end-to-end creation of digital platforms, in the banking and financial industries.

Its cloud native platform enables financial institutions to develop and create new digital services in a fast and scalable way, and to evolve towards Open Finance thanks to API, microservices and Fast Data, in full compliance with applicable laws and regulations.

With the claim “Evolve your Bank in a modern FinTech company”, Mia-FinTech fills the gap between traditional banks and modern omnichannel digital banks.

Discover more:

Contact us: