The front‑end interface is entirely customizable graphically. By inserting the colors and logo of the organization, this element will be perfectly consistent with the company’s assets. Integration within your own site or app, then, is quick and easy, as you will simply need to set up a redirect to the front end provided by the Payment Integration Hub.
With the adaptive checkout feature, custom logic can be applied to make the user display only certain payment methods based on given parameters (user type, product type, total amount, channel). The logic that governs adaptive checkout is configurable directly from the backoffice, via an easy‑to‑use graphical interface and without the need to involve development teams.
But that’s not all, because the customization possibilities are many more. From language to layout, from payment flow to billing; the front‑end interface offers all the flexibility a modern payment system requires.
Security and Compliance
The Payment Integration Hub complies with security protocols in digital payments. All data regarding payment details (credit card number, CVV, etc.) is handled solely and directly by the service provider. Such data is not saved either on Mia‑FinTech’s systems or on those where it is installed. Thus, everyone can implement the Payment Integration Hub without having to worry about directly managing payment security.
The service provider supplies the Payment Integration Hub with a unique ID that allows it to identify each individual transaction. Through this ID it is possible to view from the back office the status of the transaction and the user who executed it. This ensures user privacy while maintaining a high level of governance.
How does the Payment Integration Hub work?
The Payment Integration Hub is an end‑to‑end solution, covering all stages of the payment process. To better understand how it works, let’s take the example of a customer making a purchase through an organization’s website.
Once the order flow is completed, the customer lands on a page where the Payment Integration Hub front‑end interface is present. This page will show the available payment methods and all the customizations previously configured through the backoffice.
The user at this point selects the payment method they wish to use. Then, the user is redirected to the selected provider’s systems, which processes the payment.
At the end of the process, the provider notifies the outcome of the transaction to the Payment Integration Hub, which provides confirmation to the user via the front end.
At the same time, the transaction is recorded on the backoffice system. The organization’s operators can view it in real‑time and, if necessary, perform reversal operations or send notifications to the user.